AgriCard Means...

No Annual Fees. Unlike other credit cards, AgriCard has absolutely no annual fee or membership fees. Additional cards for co-applicants or authorized users are available at no extra cost.

Instant Credit. Many new card applicants receive credit within 30 minutes of submitting an application to an AgriCard merchant.

Flexibility. AgriCard credit is always there for you—when and where you need it—with flexible repayment options designed to match your unique cash flow cycles.

Convenience. Whether you pay by mail or at your financial institution, a minimum payment of 5% of your outstanding balance is all that is required to keep your account current.

You Pay Less Interest. Every new purchase receives at least 21 days interest free. 90 and 180 day deferral terms are also available.*

Simplicity. Minimize time spent on bookkeeping and tax records with one consolidated statement from AgriCard: receive one statement, no matter how many places you shop, then make one payment on one combined balance. We simplify your bookkeeping by providing you with a detailed, easy-to-read statement that breaks out GST and invoice numbers separately.

AgriPoints Means Rewards. Every time you use your card you earn AgriPoints. Redeem these points for Sears gift cards or Co-op gift certificates which can be used toward the purchase of products or services they sell. The possibilities are almost endless!

More Options. Cardholders have access to competitive financing and leasing options through Agrifinance. Consider using Agrifinance when you are looking for bin and bin products.

*additional costs may apply